Darren DaveyNMLS #258314 · Mortgage Expert

    Full-Service Luxury Mortgage · Texas & Oklahoma · NMLS #258314

    Your Vision.
    Your Home.
    Your Legacy.

    Texas mortgage expert Darren Davey specializes in One-Time Close construction loans, jumbo mortgages, lot financing, and custom home construction throughout Texas and Oklahoma. Recognized as a 2026 Scotsman Guide Top Originator nationally.

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    $334M+

    Funded Since 2022

    26

    Years of Experience

    $8.6M

    Largest Loan Closed

    2026

    Scotsman Guide Top Originator

    D Magazine Best Mortgage Pro

    About Darren

    Trusted Expertise.
    Tailored Financing.

    Darren Davey has dedicated his entire career to the mortgage industry, beginning in January 2000. A full-service luxury mortgage expert, he handles everything from jumbo purchases and refinances to lot financing, large home remodels, second homes, and farm and ranch loans. His particular passion and deepest specialization is the Texas One-Time Close construction loan.

    As Mortgage Regional Manager/SVP, Darren offers a rare combination of portfolio and secondary market programs, giving high-net-worth clients access to a comprehensive suite of financing solutions that many lenders are not positioned to provide.

    Full-Service MortgageConstruction SpecialistJumbo ExpertPortfolio ProgramsLot & LandSelf-Employed Borrowers
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    Scotsman Guide 2026

    Top Originator Nationally

    Loan Programs

    One Trusted Expert.
    Every Loan You Need.

    Whether you're building from the ground up, buying a luxury estate, undergoing a large home remodel or renovation, refinancing, or acquiring land, Darren provides the right program. Backed by 26 years of expertise and a full product suite.

    One-Time Close Loan

    Finance your custom home build with a single loan that covers construction and permanent financing. One closing, one set of fees.

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    Lot & Land Financing

    Secure your ideal building site with specialized lot and land loans, including ranchettes and rural acreage across Texas and Oklahoma.

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    Jumbo Purchase & Refinance

    Tailored financing solutions for luxury home purchases, refinances, and cash-out transactions for high-net-worth clients.

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    Farm & Ranch Loans

    Specialized financing for Texas farm and ranch properties, combining residential and agricultural lending expertise.

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    Second Home Financing

    Finance your lake house, Hill Country retreat, or Oklahoma getaway with programs designed for second home buyers.

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    Large Remodels & Renovations

    Transform your existing property with specialized financing that covers extensive home remodels and large-scale renovations.

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    Why Choose Darren

    The Expertise Your
    Dream Home Deserves

    Portfolio & Secondary Market Programs

    Darren offers both portfolio and secondary market programs, unlocking financing options that many lenders are not able to provide.

    Construction Lending Passion & Specialty

    Since 2011, Darren has been deeply passionate about Texas One-Time Close Loans. He has guided hundreds of families through the custom home building process with deep expertise and hands-on experience.

    Complex Financial Expertise

    Self-employed, high-net-worth, and complex-income borrowers receive the sophisticated analysis their financial profiles require.

    High-Touch, Responsive Service

    Rated 4.71/5 by clients, Darren is known for exceptional communication and a process that feels effortless even when it isn't.

    Client Testimonials

    What Clients Are Saying

    4.71 / 5 · 48 Reviews on Experience.com

    "Darren was amazingly helpful and always available if we had any questions. Easily my most stress-free, event-free mortgage finance application."

    Phillip M R.

    Spring, TX

    May 2021 · Experience.com

    "The whole team was extremely proactive every step of the way. Actual personal service and not just a number. The process could not have been easier."

    Bryan C.

    Carrollton, TX

    April 2021 · Experience.com

    "From the initial land purchase through the closing of this construction loan it's been a great experience!"

    William L G.

    Oak Point, TX

    May 2021 · Experience.com

    Ready to Work with
    Your Texas Mortgage Expert?

    Contact Darren today to discuss any mortgage need: construction loans, jumbo purchases, refinances, lot financing, large home remodels, second homes, and more. With 26 years of expertise, he will find the right solution for your vision.